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  • WHY INSURANCE IS ESSENTIAL

    1. Risk Protection: Insurance shields against unexpected events like accidents, illnesses, or natural disasters.

    2. Financial Safety Net: It provides a financial cushion by covering costs associated with losses or damages.

    3. Legal Requirement: Often mandatory (e.g., auto insurance) for legal compliance.

    4. Business Continuity: Essential for businesses, helping them recover from unexpected setbacks.

    5. Healthcare Support: Covers high medical costs, ensuring access to necessary healthcare.

    6. Peace of Mind: Offers reassurance, allowing individuals and businesses to focus on life and operations without constant financial worry.

LIFE INSURANCE

  • Purpose: Provides financial protection to the beneficiaries of the policyholder in the event of the policyholder's death.
  • Coverage: Typically includes death benefits, but may also offer additional features such as savings or investment components.
  • Examples: Whole life insurance, term life insurance, ULIPS,Endowment type.

GENERAL (NON -LIFE) INSURANCE

  • Purpose: Covers a range of assets and liabilities, protecting against various risks other than loss of life.
  • Coverage: Includes property and casualty insurance, health insurance, liability insurance, and more.
  • Examples: Auto insurance, home insurance, health insurance, business liability insurance.

Corporate  Insurance 

Group Gratuity scheme

Under the Payment of Gratuity Act, 1972, it is Employers’ statutory liability to pay 15 days salary (15 / 26 of a month's wages) for every completed year’s service to each of his employees on their exit, for any reason after five years of continuous service, subject to maximum limit of 20.00 lacs. We help corporates to implement the gratuity schemes.

Group Term Insurance scheme

This Plan is meant to provide life insurance protection to groups of people. Administration of the scheme is on group basis and Premium cost is very low. Under this Scheme, life insurance cover is allowed to all the members of a group subject to some simple insurability conditions without insisting upon any medical evidences.

Business Insurance

Mainly 4 types of Insurance we do in this category.

1.Key man Insurance

2.Employer-Employee Insurance

3.partnership Insurance

4.HUF & MPW Insurance

Health Insurance

Corporate Health Insurance is a comprehensive coverage plan designed for professionals within an organization, safeguarding them against illnesses, accidents, and various health concerns. This policy extends the option for employees to enroll their family members, including spouses, parents, children, or parents-in-law, under the same insurance umbrella. Essentially, it operates as a Group Health Insurance Plan, where the defined group consists of the employees and their eligible family members.

Individual Insurance 

Income Protection and Term Assurance Plan


Vehicle Insurance Plan


Children's Education / Marriage Plan


Individual Health Insurance Plan


Retirement/Pension Plan


Other Insurance Plan